·         A purchase contract for the house.

·         Your bank account numbers, the address of your bank branch and statements for the previous 2-3 months.

·         Pay stubs, W2 withholding forms, tax returns for two years, or other proof of employment and income.

·         Recent credit card bills or canceled checks for rent or utility bill payments.

·         Information on other consumer debt such as car loans, furniture loans, student loans and retail credit cards.

·         Balance sheets and tax returns, if you are self-employed.

·         If you are using a gift from someone to help pay the down payment and/or closing costs, bring a letter stating that the money is a gift and will not have to be repaid.

This information has been provided as a service. Since every situation varies, it is strongly advised to seek counsel from independent tax advisors, tax attorneys, and/or CPA.

Ruth Mills / The Ruth Mills Team / The Mills Team / Ruth Mills / Ruth Mills Ruth Mills / San Diego Real Estate