La Jolla Real Estate, Del Mar Homes, Carmel Valley, University City and Downtown San Diego real estate,
homes and condos for sale in California - Ruth Mills & the Mills Team, REALTOR.






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Farmers Market Schedule for La Jolla, Del Mar and More
San Diego is obviously known for its great weather, but another benefit of living in near perfect weather is having a Farmers Market that runs year round. Here are some highlights and schedules for San Diego residents. On Tuesday, the Coronado location will be open from 2:30 to 6:00 PM and is located at the Old Ferry Landing. Also on Tuesday, the UCSD Certified Farmers Market located in the La Jolla area at Lyman Lane and Library Walk will be open from 10:00 to 2:00 PM. Read More

Luxury Homes in La Jolla, Not Immune to Odor
Even Luxury homes in La Jolla, Del Mar and Coronado are not immune to bad odors. Experts say that home sellers need to be aware of home odors in addition to the need for de-cluttering and depersonalizing. Read More

Heated Floors For La Jolla Homeowners?
Some La Jolla homeowners are beginning to catch on to a new trend that is not only sweeping the high-end homes of Del Mar, Rancho Santa Fe and La Jolla, but it's also becoming a trend to luxury real estate throughout the rest of the country. Heated floors top the next luxury "must have" home feature for affluent home owners. Read More

Average for La Jolla Homes & La Jolla Condos
The average price of a home in La Jolla has remained fairly consistent since July of 2006, around $2.5 million. It has dipped a little, falling to approximately $2 million in December of '06, but it quickly rebounded. Average prices hit the highest point in November '07, which was the highest average since August of 2006. The median price of a home in La Jolla also has remained very consistent. The largest decreases were in the amount of homes sold in La Jolla, which fell to their lowest levels, which were slightly under what they were in August of 2006, but in July of 2007 they peaked at around 35 homes sold for the month. Read More

Even if you lived in La Jolla, you may want to tour La Jolla
Want to take a guided or self-guided walking tour of La Jolla? The Travel & Tourism Commission of California is making this a reality. Read More

Considering Downtown San Diego & La Jolla Markets
Downtown San Diego continues to remain very active. Those who did not dream of buying in the Downtown San Diego condo craze a few years ago are now beginning to see things differently. Joan Wallace, a long time Carmel Valley condo owner, says she never considered downtown before, but with the decline in prices and foreclosures, Joan is realizing that maybe the "time to buy is now". "What will it matter in ten years; I will double my money by then." Joan is, for the first time in her life, thinking of purchasing a condo in La Jolla. "Prices in La Jolla have never been better. Even though they haven't had the foreclosure problems of downtown, there are still some great deals out there." Read More Dog and Master to Live in San Diego
Marine Major Brian Dennis was stationed and lived in San Diego. He initially had been trained as a fighter pilot, but Dennis decided he wanted to see Iraq from the ground, so he volunteered to go. What he didn't expect to find in Iraq was a new dog. Read More

2007 was a good year for San Diego because....
Several areas in San Diego County, especially the higher end areas, such as, La Jolla, Coronado and Rancho Santa Fe, are showing signs of recovery. Many have predicted that in the current housing conditions, San Diego would be one of the first to recover, which is exactly what it did over ten years ago. Read More

La Jolla Residents Come on Down, It's Pupping Time
Well, it's that time of year when La Jolla homeowners, as well as vacationers, trek down to Children's Pool in La Jolla to see the Harbor Seals Pupping. For sometime now, the seal population has grown so much that they have literally taken over Children's Pool. Originally, Children's Pool was created to do just what its namesake suggests and that is give an area for children to swim. With a giant wall, preventing waves from crashing in, this area was considered to be quite safe for children to play and swim in the ocean. Read More

Arizona Residents May Be Looking to Buy a Condo in La Jolla
In just a few months, it will once again be that time of the year again. The time when many Arizona residents will come to San Diego to escape the brutal heat of the desert land. However, they may not only be visiting for cooler temperatures. With prices being so good for San Diego real estate, some people are thinking of possibly looking, more in depth, at La Jolla condos for sale, or other areas of San Diego. An average price of a condo, in some areas of San Diego, has dropped nearly half of what it was two years ago and this has Arizona residents siding with owning a San Diego retreat. Read More

Diva's....It's Time to Surf La Jolla
Ladies living in La Jolla; it's time to surf. Surf Diva's runs a 2 day clinic for women wanting to learn how to surf. The classes are held on Saturday's and Sunday's from 10 am to noon in the winter and 9 am to 11 am and 11:30 am to 1:30 am in the Spring. Training will take place at La Jolla Shores which is perfect ground, or rather water, for learning. Waves in the Shores usually maintain an average of 3 foot high gentle waves. Read More

La Jolla Playhouse Season Opener
La Jolla & San Diego residents alike should make it a point to see the new season opener in the Mandel Weiss Theatre at the La Jolla Playhouse. Opening day is on April 8th 2008 and will last through May 4th. The play is called 33 Variations and it was directed and written by Moises Kaufman, most known for his theatre art. The play deals with the present and the past, by using projected images of original sheet music from composer Beethoven and blending it with a live concert pianist to drive the point home. Read More

Are Conforming Loans Good for San Diego, La Jolla, Del Mar & Rancho Santa Fe?
Companies like Freddie Mac and Fannie Mae are currently limiting the loans they purchase in the US to a max of $417,000. However, in Hawaii and Alaska the prices are a bit higher at $625,000. In addition to the monetary maximums, the companies also have proof of job and income as requirements. When a loan does not meet these Fannie Mae requirements it is a non-conforming loan and is not able to be purchased by the company. These loans are there for people wanting to borrow, but it will have to come from credit unions, a mortgage company, or a bank. Since investors were backing securities that ended up being bad investments they are now requiring a higher return than the previous 1/4%. Read More

New Efforts Clean Park in Downtown San Diego
1996 was the year that marked the beginning of putting a plan in action for a wonderful park in downtown San Diego. But a year ago, things were not looking so good. The length of the construction had seemingly run down the area. Lack of upkeep and plenty of area to hide, provided a place where the homeless and drug addicts could frequent. Read More

Potential Buyers Set Downtown San Diego Abuzz
There is some real estate commotion happening in an area not too many expected. These days Downtown San Diego condos are once again causing some excitement and / or interest in potential buyers. The elevators in the Hi-Rise Downtown San Diego Condos are filling up with people who are serious about buying. These people are from Arizona, the San Diego suburbs, families looking to buy a condo and rent it out and even those recently retired. Read More

San Diego Real Estate Predictions for 2008
Mirroring new homes on the market is the resale market in San Diego. Slowly but surely, the home listings are decreasing and detached units are down almost five thousand units from the previous year. Condominiums are down the least falling approximately fifteen hundred units from the year before. Read More

San Diego Housing Market Expected to Lead the Recovery Process
Between the years 2000 and 2005 the median price, in San Diego, jumped over 200%, which, even with a 25% decline in prices, still leaves San Diego home buyers with a great deal of equity. When the housing market declined in the 90's, San Diego was one of the first cities to recover and is expected to do the same this time around. Despite what other cities may be doing, San Diego's housing market and economy continue to grow regardless of the rest of the country. Read More

New loan limit could save buyers hundreds each month
This could be the best news we have heard for loans in the last few years. The U.S. Senate just passed the Economic Incentive Package. This legislation will increase the upper limits of the government-sponsored loan amounts from the current limit of $417,000 up to $729,750. The new limit will make money more available at lower interest rates, for those looking to buy a home in San Diego, or any rea in the US. Read More

San Diego Real Estate Update
Last year the median price for a home may have been down for San Diego, but the Northern regions have already started to climb back up. Rancho Santa Fe and Cardiff by the Sea had the biggest jump with each area increasing more than 7%. Other areas that are showing signs of recovery were Carmel Valley, Solana Beach, Encinitas, La Jolla and Carlsbad. Read More

Median Price of a Home, in San Diego, Not Always Falling
Looking at San Diego County home prices, last month, one might think that average prices were in the gutter. Compared to the numbers from December, a year ago, the median home price was down by 13% and down 17% from the record high November of '05. Read More

Conforming Loans
On January 29th, the House of Representatives approved the Bush Administration's stimulus package, which will raise conforming loans, for higher costing areas, to approximately $730,000. This will only be good until the end of the year. Read More

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