Housing Affordability Index Shows Gains Locally, Nationally
The latest housing affordability Index offered our area a ray of hope as it nearly hit the 50% mark for the first time in 15 years. Read More

Economic Stimulus Plan's Potential Real Estate Impact
Here is an outline of which factors of the Obama administration's 2009 economic stimulus plan which involve the housing market. Read More

Jumbo Loans are Available, Yet Tougher to Obtain
Unlike two years ago, jumbo loans are currently not that easy to obtain. To qualify, lenders state that jumbo loans are available if borrowers possess the right level of income, sufficient down payment, and high enough credit score. Read More

Home Values - House to vote on Thursday
In just a couple of days, the House of Representatives will vote on a bill allowing bankruptcy judges to alter current home loans, by adjusting current home values. Read More

Obama's Housing Rescue Plan
The Obama administraion is putting aside seventy-five billion dollars in order to try and save the housing market. The rescue plan will focus on keeping homeowners in their homes and will help negotiate lower loan terms for those facing foreclosure. Read More

Downtown San Diego Building May Become First to Fall
A downtown San Diego building, the Equitable Building, is in financial crisis mode. The group that owns the landmark building is doing everything they can to keep the property. The building boasts thirty-three stories and is currently, only have full. Read More

Amended Appraisal Regulations Draw Fire
As of May 1, 2009 all responsibility for the managing of home appraisal will change over to a middleman known as AMCs, or appraisal management companies. Read More

Home Foreclosures placed on Hold While Stimulus is Finalized
Lenders are curtailing on foreclosures as they await the outcome of a finalized economic stimulus package. Read More

Government Stimulus Plan Finalized With Alterations to Tax Credit
The House of Representatives along with the U.S. Senate finalized details of the current economic stimulus plan. The $790 billion plan to revive the waning economy was hammered out without the proposed repayment feature on the home buyer tax credit portion of the bill. Read More

La Jolla Residents Reminded to be Cautious When Kayaking the Cove
Need proof not to mess with the La Jolla Cove? Last weekend a young boy and his uncle were kayaking in the area and got a little to close to the cave in La Jolla Cove, near Emerald Cove. The waves in this area can be quite hostile and apparently when the two went to take a closer look at the cave, the waves came in and prevented them from returning to the safety of the ocean. Read More

Rare Blue Whale Washes Up in La Jolla
The dead body of a blue whale was discovered on Fiesta Island. The whale was about to begin drifting to La Jolla, but the body was towed away before it could do that. The body was already beginning to smell before it was hauled up on the beach using a giant net. Read More

Credit Report Errors to look out for
People will often view ads on television or print advertising companies that provide a service to make credit problems or bad debt disappear off of individual credit reports. Read More

Lower Interest Rates are Just a Start of what needs to be done
Current lower interest rates will help the current housing crisis, but the government needs to do more in order to properly revive the overall market. Read More

Experian Curtails Access to Credit Scores at MyFICO.com
The credit bureau Experian has discontinued the offering of credit scores previously available at MyFICO.com. Credit scores from the two other major credit reporting bureaus, Equifax and TransUnion, will still be available. Read More

Possible Fifteen Thousand Dollar Tax Credit Added to Stimulus Package
Tonight President Obama spoke about the urgency of passing the stimulus package. If all goes well, we may see some results from his speech in the next couple of days. One of the exciting details that was recently added to the stimulus package was the possible tax break that home buyers may receive. Read More

Ideas for Downsizing your Home
Many people are considering downsizing their homes in light of current economic times. This can either be a traumatic or positive experience for homeowners, largely depending on their individual circumstances. Below are five suggestions to make the downsizing process run smoothly and with less stress. Read More

Pondering the Effect of the New Administration on the Real Estate Market
With only a couple of weeks under their belts, it is rather premature to pose any specific forecasts regarding the new administration's impact on the current market. Read More

San Diego County Foreclosures Decrease
The fourth quarter of 2008 showed a nearly 10% decrease in San Diego home foreclosures when compared to 2007. Across the state, mortgage default numbers dropped to their lowest number in more than a year. Read More

December Shows Strong Gains in Existing Home Sales
Sales of existing homes displayed an unexpected increase while available inventory declined. Information being reported by the NAR (National Association of Realtors) states that the real estate markets of the west led the way. Read More