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Ruth Mills Team

San Diego Realtor
Ruth Mills

Welcome to our Frequently Asked Questions page, where we provide information and answers to questions commonly asked by our clients. If the answers to your questions cannot be found here, please feel free to use our handy contact form by clicking here.

FAQ Topics

       Transfer of Property Tax Base

       Parent-child Transfer of Property without reassessment

       Principle Residence Tax Exemptions

       How do I get a Homeowners' Exemption?

       1031 Tax Deferred Exchange

       What are supplemental property taxes?

       Why do I need Title Insurance?

       What is escrow?

       What is Mello-Roos?

       What documentation do I need for a mortgage loan application?

       What is FICO score?

       How much down payment do I need to buy a home?

       What can be done if mold is suspected in a home?

       Mistakes to avoid when buying your first home

       Secrets lenders don't want you to know

       What to expect from your real estate agent

       What if my home doesn't sell the first time? Relisting your home.

       What do I need to know before signing my mortgage?

       Common mistakes to avoid when signing your mortgage

       How to Eliminate Risk in Real Estate Investment

       Sellers...Avoid 11 Mistakes That Could Cost You

       What if my home is not selling?

       Investing in San Diego Real Estate

       The Home Buying Process

       How to Show your Home

       Moving Resources / Contact Info

       Protecting your credit

       Avoiding Common Seller Mistakes

       New Tax Breaks Give Home Owner Benefits

       Earthquake Survival Tips

       Helpful Numbers